Chapter 7 Bankruptcy
Sometimes situations beyond your control can profoundly impact your earning potential and lead to overwhelming debt. If you find yourself unable to pay your bills, you may want to consider filing for bankruptcy. At the Law Office of Kimberly S. Robbins, P.C., we represent clients in discharging debts under Chapter 7 bankruptcy relief, which is designed to give debtors a fresh start. With extensive experience in this area, I can help you file for Chapter 7 quickly and efficiently. Once you have filed for bankruptcy, creditors must immediately stop collections efforts, including harassing letters and phone calls.
Chapter 7 means test for qualifying debtors
To qualify for Chapter 7 bankruptcy relief, you must satisfy the court’s means test, which calculates your income and expenses compared to the median income in Michigan. If you are not eligible for Chapter 7 bankruptcy, Chapter 13 may be available. Kimberly Robbins can help you determine whether you are eligible for Chapter 7 bankruptcy and if it is the best option for resolving your debts.
Preparing for your appointment with a bankruptcy attorney
So that I can immediately begin analyzing your case, it is necessary that you bring certain information to your appointment with us including:
- A list of your creditors’ names, amount of each claim and nature of the debt
- Your employer’s name and your gross and net income
- Other sources of income and amounts
- A list of what you own and estimates of the value of each item
- A list of your monthly bills and details of each expense
This information can help us provide an accurate assessment of whether Chapter 7 bankruptcy is appropriate for you.
Contact an experienced bankruptcy attorney in Michigan
Don’t continue to live under a cloud of unmanageable debt. Chapter 7 bankruptcy can quickly discharge your qualifying debt and give you a fresh start. Call 248-594-5920 or contact me at [email protected] to schedule your bankruptcy consultation at my Howell office (we are a debt relief agency).
If you qualify for Chapter 7 Bankruptcy, you can wipe out many, if not all, of your debts. Call today to find out if you qualify.